Every little bit of construction counts! And, in smaller municipalities, what might pass as no big deal instantly seems momentous. Case in point: the multifamily development in the photos below would seem unremarkable and barely worthy of mention in a city the size of, say, Indianapolis. (Or even the suburb of Greenwood just to the south of Indy.) And, returning to the no-big-deal that will serve as this article’s primary subject, the effort to achieve a development may not seem worth it, given the time that elapsed between initial proposal and groundbreaking. But this is the City of Southport, whose population is barely 2,100. When I reference infill for Southport, what exactly am I referring to?

Here it is: a 96-unit apartment building called The Jacob going up on East Southport Road, which serves as the de facto commercial main street (although not the Main Street nominatim) to this strange little municipality of .63 square miles, completely surrounded by the City of Indianapolis. Established in 1832 (just a year after Indianapolis incorporated itself), Southport was little more than a lightly settled stagecoach stop—an outpost of Indianapolis, for which Scottish surveyor Alexander Ralston platted the square-mile state capital plan nine miles to the north. Ralston modeled the new Indiana-polis after Pierre l’Enfant’s plan for Washington DC, under whom he had worked thirty years prior. Southport grew modestly even after the Jeffersonville, Madison, and Indianapolis Railroad opened in 1847, while Indianapolis surged to become the state’s largest city by the 1860 Census—a condition it has maintained ever since. Indy’s settlement and municipal boundaries continued to spread across a greater share of Marion County until 1970, when the Unigov initiative consolidated the capital city with the county boundaries, only excluding five municipalities that retained full sovereignty: Lawrence, Beech Grove, Speedway, and Cumberland, which straddles Marion and adjacent Hancock County.
And Southport.

Southport and Cumberland were the smallest of these enclaves at the eve of the Unigov consolidation, each containing under 900 people. (And truthfully, Cumberland is only half of an enclave, since this portion that stretches into unincorporated Hancock County can—and has—annexed considerable land.) Both Cumberland and Southport have grown in population over the years, but the city of Indianapolis has completely hemmed in Southport, so, as a true enclave, it only could develop within the limited land holdings of its jurisdiction. Here’s a simple map outlining the municipality, with the location of the infill for Southport (The Jacob Apartments) indicated through a purple star.

All photos in this article are from various points along East Southport Road, labeled in purple as “Southport Road” on the map. As previously indicated, the road is the primary east-west bisecting collector for the municipality, and it hosts the majority of structures instrumental in Southport’s early development: namely, approximately a dozen buildings clustering around the intersection of East Southport Road and the former Jefferson, Madison, and Indianapolis Railroad (now the Louisville and Indiana Railroad), which remains an active commercial line to this day. Southport only had 730 people in 1950, about the time American development patterns shifted away from historic main streets toward auto-oriented suburbia. Its main street corridor was never more than a block or so.

The above photo shows the streetscape just to the east of Southport Road’s junction with the rail line; Jacob Apartments, once complete, will stand just to the west, where Southport Road meets the horizon. The most noteworthy business in Southport is Long’s Bakery, barely visible on the lefthand margin in the above photo. The Indy institution since 1955 has only two locations, and for many residents in the metro, Long’s is the only destination that places Southport on the map. Beyond that, Southport has a dubious reputation (common to many micro-towns in the Midwest) of being a bit of a speed trap, especially along East Southport Road, where limits are much lower in the Southport portion than the surrounding Indianapolis residual segments.

Venturing a bit further westward along East Southport Road, the photo to the right shows the railway crossing, along with the Jacobs Apartment in its December 2024 state of construction, on the opposite side of the street from which I was standing. This photo effectively captures the “street wall” culture of Southport that helps it retain a vestige of small-town walkability, even as many of the older businesses and structures have come and gone. I featured this same portion of Southport in the earliest days of this blog, as part of a photo-rich series of home-based businesses throughout greater Indianapolis, where the homeowner modified the house to a strange residential/commercial hybrid. At that time in early 2010, the Jacobs Apartment site still hosted a recently closed construction supply yard that had fronted Southport Road for many years. My photos from that old article obliquely reveal the construction company, but it’s more clearly visible in the July 2009 archived Google Street View image. Preferred Building Industries (mostly a lumber yard) had closed about a year prior, and within another year or so the building came down, when the City of Southport obtained the land. Then it sat in limbo for fifteen years, with much of the paved area deteriorating so that grass could grow.
Though I didn’t live in Indy much of the time, I followed the site. The small municipality’s Redevelopment Commission never gave up pursuit of an opportunity to pursue infill for Southport; I suspect this parcel is the primary reason a Southport Redevelopment Commission exists. It must be one of—and perhaps the—largest parcels in the town. At one point in time, a developer proposed locating a retirement building on the parcel, which sounded great: it would reinforce Southport as walkable for older adults who may no longer be able to drive but wanted a few places within walking distance. Back in the mid 2010s, a Walgreens (now a Dollar Tree) stood at the corner of East Southport Road and Madison Avenue, the far western edge of Southport’s boundary with surrounding Indianapolis.

But the proposal for senior living fell through, I suspect in part because of the parcel’s two greatest liabilities. First, it hosted a light industrial use which almost certainly conferred the soil to at least minor brownfield status, necessitating some level of remediation before any residential could break ground. And then the bigger factor:

The proximity to a fairly active railway means the residents of this building will contend with train noise, often at night from my experience. This juxtaposition only serves as a mild nuisance for committed urbanites (who are used to a noisy setting), but Southport is not really close enough to the more urban portions of Indianapolis to adapt well to such an ethos. Architects and construction teams would have to design building to soundproof against the train noise and vibration as much as possible, and that in turn would raise the price—a cost that potential consumers may not be able to absorb.
It’s been fifteen years; the lumber yard is a distant memory. At last, in early 2024 with some mild fanfare, the Indiana Economic Development Commission (IEDC), the Southport Redevelopment Commission, and Rebar Development announced a $18-million deal to build market-rate housing on the site. IEDC sweetened the deal through a $2.2-million Redevelopment Tax Credit, applying Keynesian economics to this long underutilized parcel, a little under four acres in size. By coastal standards, Southport is not a densely populated community; however, at approximately 3,400 people per square mile, it’s more densely populated than most places in Indiana, and the perception that the tiny municipality is “built out” comes primarily from the large residential parcels in the northeast corner, where East Southport Road intersects McFarland Road. Bearing these factors in mind, this nearly four-acre lot at the railroad track is the best option to build high-density infill for Southport. And, at four stories, Jacob Apartments is definitely the tallest and densest thing around.

Will this infill for Southport help encourage a broader culture of densification to help bolster the tax base? Does Southport need a beefier tax base? It certainly wouldn’t hurt. Most of the municipality is lower-middle class and relatively stable; the most attractive elements are within walking distance of the tiny downtown core.

This zoom-in shows the most walkable element Southport, of which the Jacob Apartments (outlined in the purple parallelogram) will comprise a hefty element. Just to the east, past the railroad tracks, East Southport intersects the named “Main Street”, barely more than two blocks long, but the intersection represents the core of older, pedestrian scaled businesses.

This photo comprises a good portion of what the developers will seek to market as walkable, urban living. A bit further to the east, outside the frame of the zoom-in map, some well-maintained homes most likely date from the turn of the 19th century.

A block further, where Main Street veers into Derbyshire Road, one can find the only dedicated municipal park, about the same size (I’d guess) as the parcel that will soon host The Jacob Apartments. Southport Park is shady and attractive but hardly a destination. An elementary school with a separate playground stands a few blocks south of that intersection. And a few of the other businesses on Madison Avenue (the eastern municipal boundary) offer an increasingly international flavor; more on that later.
Even amidst these appealing features, several of the older homes appear vacant and mothballed or marginally maintained. And the second largest vacant site on East Southport Road includes what most likely is a historic rural school building, which has remained empty as long as I have known it, and I grew up less than fifteen minutes away.


I suspect the house in the foreground of the first photo is empty. And, considering how long the old brick building has sat vacant, it’s amazing what good condition it is in. I have never seen broken windows or graffiti, which is likely a testament to the low crime and high trust index within Southport, the commitment of a groundskeeper who prevents the building from suffering dilapidation, or a little of both. I can’t help but think, with a more urban ethos arriving in the community though the new infill for Southport, maybe someday a developer will sponsor an adaptive reuse of this sturdy little building. It flanks the eastern edge of East Southport Road as a main street to a historic little town. Much of the remainder of Southport is a mix of the historic grid, minimally serviced rural roads with no curbs or sidewalks, and a large curvilinear suburb of single-family detached and duplex homes from the 1960s that probably comprises more than half the municipality’s population, which is not all that homogenous: in the last twenty years, the community has represented the hub of the Chin community, a persecuted Christian minority from Myanmar that has ostensibly made Indianapolis the largest Burmese refugee settlement in the world.
Southport is kind of walkable. Kinda. Much more than the majority of the south side Indianapolis neighborhoods that surround it. But the Jacob Apartments, as infill for Southport, are marketing themselves as “DOWNTOWN LIVING REDEFINED”. How willing to “redefine” is the prospective market going to be? I want to be hopeful, that this will prime the pump to spawn both reuse, revitalization and additional infill for Southport, all of which will stave off the perception of “unremarkable” or “tired” or “good for donuts” or “speed trap”. But the building at this location will face many challenges.

The photos may not fully capture how close the building will be to that very active commercial rail line. The proximity might have been a bitter impediment to development than any soil contamination left by the previous lumber yard (which I’ll admit I cannot verify).

The without noise abatement, this infill for Southport will not sell to a market-rate client base that could just as easily pursue urban living in a neighborhood much closer to the Indy region’s true downtown. Sure, some of those downtown Indy apartments have gotten pricey in recent years. But this infill for Southport will be replete with amenities to endow it with “luxury” branding. Are people going to pay that much to live in Southport, where, at most, twenty businesses are within a desirable walking distance?
I want both The Jacob Apartments and any other infill for Southport to succeed, but the differentials between Southport and Indianapolis may not yet be great enough. Crime? Sure, Southport is much safer than Indy overall, and Southport has its own police department—best known for flagging speeders—but the adjacent portions of Indianapolis aren’t markedly more crime-ridden, so that isn’t a compelling distinction. Schools? Unlike Speedway and Beech Grove, two of the other Indy enclaves, Southport does not have its own district; it’s part of the Metropolitan District of Perry Township, which has a fair-to-middling reputation in 2025. Yes, it’s better than Indianapolis Public Schools that serve downtown, the gentrifying neighborhoods next to downtown, and some of the poorest and most dangerous inner city districts as well. But Perry Township schools generally don’t rate as well as suburban districts just to the south: Greenwood and Center Grove, or the Franklin Township school district to the east.
Lastly, there’s the physicality of The Jacob Apartments itself.

Even in its unfinished state, it is clear from the massing that it seeks to orient itself more toward East Southport Road than the inevitable parking in the back. I appreciate that added effort; it will create an urbanized street wall. Beyond that, however, it’s not likely to arouse much excitement. Architectural aesthetics are completely subjective, and some may appreciate the renderings more than I do. But it’s hard to imagine anyone using a term other than “basic” to describe a façade that, if the renderings are accurate, will lack any ornamentation and possess minimal articulation. The design team clearly didn’t offer more than the most rudimentary effort. Most disappointingly, it does not appear to offer any street-engaging first-floor retail. I recognize that this is harder to achieve than urban advocates are often willing to admit; a marginal retail streetscape isn’t not going to inspire businesses to locate here. In fact, it could sit vacant for years, which would deteriorate the financials of the place. A bank may only have financed the project on the condition that it doesn’t include a risky venture like a separate leasable commercial unit. So this infill for Southport will add density (rooftops) without retail—too bad. It will add at least one hundred new potential pedestrians with nothing new for them to walk to. At the very least, the numerous amenities in the building (dog park, fire pit, coffee bar, meeting room) may allow a conversion at a later point in time, should the demand for retail space improve down the road. But since the US is generally oversaturated with retail, such a cataclysm is unlikely.
The ambivalence I’m indicating here, as I ponder the pros and cons of unglamorous infill for Southport, reflects the prospect of The Jacob Apartments luring young professionals. That’s the optimal target: they won’t balk at leasing costs that are orders of magnitude higher than anything else in Southport. They’ll pay rent on time. They won’t trash the place. And (especially the really young ones) they won’t see the rumble of that train as a liability; it might even help Southport feel more urban. But will these factors be enough when infill for Southport is competing with infill in Chatham Arch, Fountain Square, Lockerbie Square, Old Northside, Meridian Kessler, St. Joseph, Cottage Home, Bates-Hendricks, Herron-Morton Place, and at least a half dozen Indy neighborhoods that circumscribe downtown?

If, it two years’ time, someone is converting the old schoolhouse to an office building—or (I can only imagine) condos—I guess the answer will be a resounding yes.
35 thoughts on “Infill for Southport: a tiny suburb gets an urban apartment building. Will the urbanites bite?”
I know the town. I know the city. I know the developement. I’m not sure why you’d want to live so closely to an active Railroad Track…
I’m not sure you can discuss this area without mentioning the sudden decrease in the speed limit that makes this an active speed trap.
Both excellent points. And I have no doubt these were both factors that explain why it took so darn long for something to get off the ground. I hope the building is designed for extra sound (and vibration) proofing. Since it’s a “public-private partnership”, it goes without saying that the developer is receiving tax breaks and subsidies…
Also of note, the Ownership/Operation of that rail line switched hands several years ago. That line has seen an increase in usage. There are more scheduled routes that also move at a higher velocity.
Why oh why are they building apartments along those active train tracks?
if it’s Lawrence, they’ve always been there lots of homes near the  railroad tracks
This is down there in Perry—at Southport. But this is good to know about Lawrence! Maybe there’s a market for apartment living right next to active rail lines, after all…
yea but I noticed that the city is removing the lines and making walking trails like the ones in broad Ripple
Yeah, that’s definitely the trend. But the lines usually have to be abandoned first, like the Monon was, or the Nickel Plate mostly was in Fishers. Or that one on the east side that goes through Irvington: the Pennsy Trail. This railroad that goes south to Louisville from downtown is crazy busy as a freight line. I don’t think the company that runs it would be willing to give it up without collecting a huge amount of $$$. And, as long as it ships goods, that’s a more profitable use than a bike trail.
But it would be GREAT to get something like the Monon in Broad Ripple. Southside Indy is seriously lacking in trails!
Exactly. My latest post shows the big reveal I did for the apartments that are going up over there. A risky development in my opinion!
Looks like a little town in St Louis metro that is very flood prone – so much so that they spent a gazillion dollars building a levee around it.
Interesting. A creek forms the northern border of the town in question here (Southport, IN)–as well as the parcel that will soon host a new apartment building. I haven’t heard much about this creek being flood-prone, but with all this new impervious surface from the apartment, that certainly won’t help things unless they also build good stormwater management infrastructure–which they’ll probably have to do.
Note on Cumberland: the portion in Marion County is currently an “included” municipality (subject to Indianapolis-Marion County control) while the part across the Hancock County line is fully independent. As we write there is an active bill in the state legislature to move Cumberland to fully “excluded” town.
Interesting. I presume this will mean that people living in the Marion County portion have had full rights to vote in Indy elections (as part of being “excluded”) but would this also mean they were taxed more onerously than Hancock? I suspect they were. And I suspect many of them are happy to forfeit the I-MC services they’ve received and voting rights within the consolidated governemnt if it means lower taxes. But this has always been complicated. I presume the Marion County portion is part of Warren Township schools, while the Hancock portion is part of a Hancock school district. It’s always been complicated and will only be slightly less so.
One factor that will keep the MC portion at a disadvantage: it is still completely surrounded by incorporated Indianapolis (Unigov) and cannot annex a square inch nmore, while the HC portion can grow to its heart’s content. It looks right now that about 60% of the population probably lives in Hancock County, while 40 years ago I bet only 15% did. And in 30 years, Cumberland Hancock could continue to annex to the point that it is 90% of the population. Yet as long as the INdy portion retains some big box shopping like Meijer (which it likely will) and the historic downtown to Cumberland (which it always well), it will keep legitimacy as a net contributor for tax revenue.
It still wouldn’t surprise me if, at some point, the difference in governing between HC and MC prove too much for Cumberland, and it seeks to secede from Marion County altogether. I don’t think such an act should be permitted, but it wouldn’t surprise me if constituents pursue it.
I share your (light?) skepticism about The Jacob, as well as your hope that the old school building is rehabbed and reused.
I also hope that some of the unused or underused commercial along Southport Rd. will be revitalized to serve new residents.
Frankly, as I’ve already noted, main street Southport is possibly competing more with Old Town Greenwood than Indy’s southside urban neighborhoods. If Old Town Greenwood ever (re)develops the southwest corner of its primary intersection, it could have a pretty solidly aesthetic downtown. I know people who live in Old Town precisely because it’s walkable and, these days, has quite a few viable destinations–including, of all things, the Greenwood Park Mall. With a greater walkable territory than Southport, more destinations, the Louisville & Indiana Railway being somewhat removed from downtown, better schools, lower taxes, much better parks, and less crime, the Jacob Apartments has tough competition. But Southport, like Greenwood, has opportunity for clever developers to incrementally use infill to make more of a main street environment.
Perhaps competition between one another will benefit both main streets.
We were just in “Downtown Greenwood” this evening for dinner. The big new apartments southward between Greenwood’s Meridian Street and Madison Ave. did not look fully occupied yet, so a rent war is likely on the horizon when The Jacob opens. But I’m not sure if The Jacob will be strong competition for the much more walkable and amenity-rich competition in Greenwood (library, large park, convenient dining and drinking establishments, etc.).
Have you considered how this development might transform Southport’s character? It’s fascinating to see smaller communities embrace urban-style living while maintaining their distinct identity.
That is precisely why I’m hopeful about this development. It is replacing a lumber supply warehouse that closed and was demolished 15 years ago. The town only has 2,000 people and no urban-scaled development like this. We can hope that it spawns a livelier main street feel along East Southport Road. But I’m concerned that it’s taken this long, and it only worked through tax credits. Other developers inspected the parcel over the years and turned it down. Probably too risky because it’s right next to a train line that is mostly active at night. Time will tell if there’s a market for apartments in this area.
Your question is the right question. I think the answer is in that location — it’s easy access to the highways and the amenities. Southport is decidedly not cool, but as long as Long’s Bakery can afford their location, it’s the most desirable place to live in the MC.
Here’s hoping you’re right. I’m not too worried about the “not cool” factor. The fact is, Southport has vestiges of historic architecture, however tiny, and a fundamental walkable character, which, though not amazing, is better than most anything else in Perry Township outside the I-465 beltway. Problem is, there are plenty of other options that have more within walking distance and don’t have a busy freight train to contend with.
Based on its location, old Southport may be competing just as much with Old Town Greenwood as it is with southside Indy neighborhoods (Fountain Square, South Village, Garfield Park, Bates-Hendricks). And Greenwood has the advantage of a lighter tax burden and better schools.
When you say “the MC” do you mean Marion County? Never heard that before!
yes, Marion County!
I often think of the tax burden in Greenwood, but apartment dwellers at this new domicile-plex won’t be any worse for wear, will they? By the way, the sprawling -plex on the edge of Indy South Greenwood Airport is fascinating to me because it’s so close to so much you need if you are errand-hopping. If I was relocating to the area, plane spotting could be a fun pastime.
From the vantage point of apartment dwellers, renting will buffet the impact of higher taxes somewhat…but not entirely. The taxes that a property owner pays factors into the pro forma used to estimate cash flow–so, to the extent possible, the owner will pass those costs on to the tenants. If we had two identical properties–one in Greenwood versus one in Southport (basically Indy Southside)–the difference in price range probably wouldn’t be great, but if the manager/owner charged the exact same rate in Southport as in Greenwood, the residual profits would be lower, due to expenses incurred through taxes.
The question then would be: can the market bear a higher cost in Marion County than in Johnson County? If it’s a gentrifying neighborhood in Center Township Indy, the answer is probably yes. Not so clear with Southport–hence the risk that has scared so many developers away from this parcel for 15 years.
In terms of sprawling -plexes around Indy South, are you talking about this one? https://dirtamericana.com/2024/01/the-hangar-mixed-use-greenwood/
Frankly, it looks like there are other developments going up around that area that are probably closer to what you’re talking about, but I don’t know anything about those–just The Hangar. The area isn’t really designed for walking, but at least it has sidewalks. As for “plane spotting”, you could be right…usually it’s not a plus to live near an airport, but a municipal one, where flights are infrequent but offer interesting visuals, might offer a certain appeal. New developments keep going up on the land that ISGA used to own, so clearly there’s demand!
yes, The Hangar. By the way, weekend and late afternoons are very visually interesting there because of the air park’s busy instruction program (many student pilots) … touch and go flights every few minutes. Sidewalks and crosswalks are numerous at the major intersect there now if you want to walk across Emerson or County Line. (You’re still disadvantaged by such heavy traffic, as a pedestrian.)
I actually thought the Southport project would have a mix of affordable units to take advantage of tax breaks given to the developers for a period of time. That might touch a few low-income seniors (might, but not many).
Yeah, I wondered the same thing about including an affordable element. Low-Income Housing Tax Credits or something along those lines. From what I can tell, The Jacob is 100% market-rate. My guess is that introducing “affordable” would be a figurative third rail for a town like Southport, since this is the first major housing development in the town in decades. Wouldn’t want to freak people out and generate opposition by scaring people into thinking it would turn into a poorhouse. (This is a major reason why virtually all new developments these days call themselves “luxury”.)
Funny thing is, if the units in a market-rate development struggle to lease after a couple years, it’s common for property managers to apply to convert a fraction of the units to “affordable”–not only to be eligible for new tax credits, but getting Housing Voucher (“Section 8”) tenants means the government is liable, and the government always pays rent on time. This is not a desirable path for The Jacob, because even if the shift happens slightly and subtly, it could create a downward spiral in terms of the building’s reputation…and then it degrades as so many apartments do when they are 30+ years old.
One great thing about The Hangar (which I suspect had no trouble selling market rate, even if some people balk at living so close to an airport) is that it is mixed-use, which is I why I wrote about it. Sure, it’s just one tenant and that’s a coffee shop that I believe is owned by the development/management entity, but it’s still better than nothing…and more than it appears The Jacob will have.
Do you happen to know if Long’s Bakery is in a lease or if the company owns the facility and sales floor? They’ve been there decades, haven’t they. I can’t imagine they ever go away from that location.
Keep up the good work. I enjoy what you’re producing.
I went to the Indianapolis Assessors Office and checked, and it does appear Long’s Bakery owns the building. So it has no great incentive to leave unless conditions in Southport really change for the worse. And while I’m sure some people would argue they have, most demographic and socioeconomic would indicate that Southport has weathered the changes in south Indy pretty well over the years.
The long john as a bellwether of social stability has to be somebody’s lecture in business school soon!
Did they build this in the old lumber place lot across from Southport antiques?
Yes, that’s where it’s going up.
They did something similar (building oddly close to the road) in Greenwood by the Fieldhouse. I’m sure it appeals to a certain short term renter
No doubt it does! I think I’ve seen what you’re talking about. I generally fully support development that builds off the existing assets and character of a community (why not?), and the only place in Greenwood where they could easily justify building so close to the road is Old Town.
Old Town Greenwood, in my opinion, has a lot more amenities within walking distance than Southport’s tiny downtown. But you have to start somewhere.
The Jacob is clearly a high-risk development. I can’t imagine young professionals calling it their home, but I hope it succeeds.
Yeah, I don’t think it would have gotten off the ground if not for the tax breaks and subsidies. Which means the unimpeded private housing market didn’t believe that a development would succeed here, over the course of 15 years.
But you could walk to Long’s !!!
Probably this apartment’s biggest selling point!